Financial Knowledge That Transforms Young Lives
Interactive financial literacy education designed specifically for senior secondary students and recent graduates entering Ghana's workforce. We teach the money skills nobody taught your parents.
Education That Prepares Young Ghanaians for Financial Reality
Most young people enter the workforce without understanding how their payslip works, what SSNIT contributions mean for their future, or how interest rates affect their decisions. They learn about hire-purchase agreements through costly mistakes rather than informed choices.
Lendavestro brings practical financial education directly into classrooms and training centres. Our interactive sessions explain banking systems, payroll deductions, budgeting with irregular income, and the mathematics behind financial products. Students leave with knowledge they can apply immediately when they receive their first salary or make their first major purchase decision.
We work with senior secondary schools during career preparation weeks and partner with TVET institutions as part of their entrepreneurship modules. Our approach focuses on understanding rather than memorization, using real Ghanaian examples that reflect the financial landscape young people actually navigate.
Pure Education
We are an education provider — not a bank, not a microfinance institution, and not affiliated with any financial product. Our only agenda is teaching young Ghanaians the financial literacy skills that create informed, confident decision-makers.
What We Teach
Practical financial knowledge organized into clear, interactive learning modules
Banking Fundamentals
How bank accounts actually work, the different account types available in Ghana, understanding bank charges and fees, and what happens when you deposit or withdraw money. Students learn to read bank statements and understand transaction records.
Payslips & Deductions
Breaking down every line of a Ghanaian payslip. Understanding gross versus net salary, statutory deductions including SSNIT and income tax, and how these calculations work. Students learn what to expect when they receive their first formal employment salary.
Interest Rate Mathematics
The actual mathematics behind interest rates, compound versus simple interest, and how these calculations affect loans, savings, and investments. Students learn to calculate the true cost of borrowing and the real growth of savings over time.
Hire-Purchase Reality
Understanding how hire-purchase agreements work, calculating the total cost versus cash price, recognizing hidden charges, and evaluating whether a hire-purchase arrangement makes financial sense for a specific situation.
SSNIT Contributions
How the Social Security and National Insurance Trust system works, what your monthly contributions accumulate to over a career, understanding retirement benefits, and why these deductions matter for long-term financial security.
Practical Budgeting
Creating realistic budgets that work with irregular income, managing expenses when earnings vary month to month, building emergency reserves, and making spending decisions that align with actual income patterns rather than wishful thinking.
Why Schools Choose Lendavestro
The educational value we bring to institutions preparing students for workforce entry
Curriculum-Aligned Content
Our sessions complement existing career preparation and entrepreneurship modules without duplicating content. We fill the specific gap in practical financial knowledge.
Interactive Learning Approach
Students engage with real calculations, work through actual scenarios, and practice financial decision-making rather than passively receiving information.
Ghanaian Context Throughout
Every example uses Ghanaian currency, references local financial institutions, and addresses the specific financial landscape students will encounter.
Flexible Session Formats
Single workshop sessions for career weeks, multi-session programmes for deeper learning, or integrated modules within existing entrepreneurship courses.
Product-Neutral Education
We explain how financial systems work without promoting specific banks, products, or services. Pure education with no commercial agenda.
Immediate Practical Value
Students gain knowledge they can apply the moment they enter formal employment, open their first bank account, or face their first major financial decision.
How Our Sessions Work
Each Lendavestro session combines clear explanation with practical application. We introduce a financial concept, demonstrate the underlying mathematics or system, then guide students through real-world scenarios where they apply what they've learned.
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Concept Introduction Clear explanation of the financial topic using everyday language and relevant examples from Ghanaian financial life.
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Mathematics Demonstration Step-by-step breakdown of calculations, showing exactly how numbers work in banking, interest, payroll, or budgeting contexts.
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Interactive Practice Students work through scenarios individually or in groups, making calculations and decisions with guidance and feedback.
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Discussion & Questions Open dialogue where students ask questions, share confusion, and clarify understanding until concepts become clear.
Serving Schools Across Greater Accra
We currently deliver financial literacy education to senior secondary schools and TVET institutions throughout the Greater Accra Region. Our programmes reach students in both urban and peri-urban areas, ensuring young Ghanaians across diverse communities gain access to practical financial knowledge.
Institutions outside Greater Accra interested in bringing financial literacy education to their students can contact us to discuss programme delivery options.
Prepare Your Students for Financial Reality
Give your students the financial literacy foundation they need before they enter the workforce. Book a Lendavestro session for your next career preparation week or integrate our modules into your entrepreneurship programme.