Terms of Service
Last Updated: 13 February 2026
These Terms of Service govern your use of the Lendavestro website and engagement with our financial literacy education services. By accessing or using our website, you agree to be bound by these terms.
Description of Services
Lendavestro provides financial literacy education programmes designed for senior secondary school students and recent graduates in Ghana. Our services include:
- Interactive classroom sessions on banking, payslips, SSNIT, interest rates, hire-purchase agreements, and budgeting
- Educational programmes delivered to schools and TVET institutions
- Limited individual and small group financial literacy sessions
- Educational content and information through our website
We are an education provider. We are not a bank, microfinance institution, or financial advisor. We do not sell financial products or provide personalized financial advice.
Use of Website
Permitted Use
You may use our website to:
- Learn about our financial literacy education programmes
- Contact us regarding programme delivery for your institution
- Inquire about individual learning opportunities
- Access educational information we provide
Prohibited Use
You may not:
- Use our website for any unlawful purpose
- Attempt to gain unauthorized access to our systems
- Interfere with the proper functioning of the website
- Reproduce, distribute, or create derivative works from our content without permission
- Use automated systems to access the website except as permitted by us
Intellectual Property
All content on this website, including text, graphics, logos, and educational materials, is the property of Lendavestro or our content suppliers and is protected by copyright and intellectual property laws. You may not use our content for commercial purposes without explicit written permission.
Educational Content Disclaimer
The financial literacy information provided through our website and programmes is educational in nature. While we strive for accuracy, financial regulations and systems change over time. Our content:
- Is not personalized financial advice
- Should not be the sole basis for financial decisions
- Does not create a professional advisory relationship
- May not reflect the most current regulatory changes
Individuals should verify current regulations and seek appropriate professional advice for their specific financial situations.
Third-Party Links
Our website may contain links to third-party websites for informational purposes. We do not endorse or assume responsibility for the content, privacy policies, or practices of third-party sites. You access third-party websites at your own risk.
Limitation of Liability
To the fullest extent permitted by law, Lendavestro shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our website or services, even if we have been advised of the possibility of such damages.
Indemnification
You agree to indemnify and hold Lendavestro harmless from any claims, losses, damages, liabilities, and expenses arising from your use of our website or violation of these Terms of Service.
Modifications to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective when posted on this page with an updated "Last Updated" date. Your continued use of the website after changes constitutes acceptance of the modified terms.
Governing Law
These Terms of Service are governed by the laws of Ghana. Any disputes arising from these terms or your use of our website shall be subject to the exclusive jurisdiction of the courts of Ghana.
Contact Information
For questions about these Terms of Service, please contact us:
Lendavestro
89 Fadama St, Accra, Ghana
Phone: +233 30 266 2436
Email: info@lendavestro.com